FAQ

Millennium bcp is a financial institution focused on retail banking.

With a leadership position in the market and prominence in various products, financial services and market segments, it is the largest privately-held Portuguese bank, with 398 branches and 6,203 employees in Portugal, at the end of December 2024.

Millennium Group is present in four continents either through retail operations, representation offices and / or trade protocols. The group had more than 6.9 million active customers at the end of December 2024.

Millennium Group has a prominent position not only in Africa, with the operation in Mozambique and the participation in Angola (through its associate BMA), but also in Europe, through its operation in Poland.

The Group also operates in the Far East since 1993. The activity of the existing branch in Macau was expanded in 2010, through the attribution of a full license (onshore) aimed at establishing an international platform for business operations between Europe, China and Portuguese-speaking African countries.

The Bank also has 6 representation offices (1 in the United Kingdom, 2 in Switzerland, 2 in Brazil and 1 in China, in Guangzhou) and 1 commercial protocol (France). All operations carry out their activities under the Millennium brand.

International operations account for more than 67% of the total of 1,199 branches and for around 60% of the 15,542 employees of the Group. They contributed with 119.9 million Euros to the consolidated earnings, 408.9 million euros excluding the costs related with CHF loan portfolio, in 2024.

Banco Comercial Português, S.A. employs a one-tier management and supervisory model, composed by a Board of Directors, which includes an Executive Committee and an Audit Committee comprised of only non-executive Directors. The company also has a Remuneration and Welfare Board and an International Strategic Board.

In addition, the Group uses a Statutory Auditor and an external auditing firm to audit the individual and consolidated accounts of the Bank, whose appointment was deliberated at the General Meeting.

BCP shares may be purchased through your bank. If you are a Millennium bcp client, you can go to your branch, contact us through our Direct Banking service, +351 21 005 24 24 (call to the national landline with 24-hour personalized contact), or go to the investment section of the website (millenniumbcp.pt) after logging in. The cost of the calls depends on the specific prices agreed by you with your telecommunication operator.

With more than 15 billion shares listed on Euronext Lisbon Stock Exchange and over 5.9 billion euros turnover in 2024, the BCP share is among the most traded securities on Euronext Lisbon. For more information about the share click here.

BCP shares are listed on Euronext Lisbon Stock Exchange.

Information about BCP shares may be found through one of the following codes:

Bloomberg - BCP PL

Reuters - BCP.LS

ISIN - PTBCP0AM0007

If you have any questions regarding your portfolio, you should contact Millennium bcp's Direct Banking service, +351 21 005 24 24 (call to the national landline with 24-hour personalized contact).

The cost of the calls depends on the specific prices agreed by you with your telecommunication operator.

If you want to clarify any questions regarding BCP's financial and strategic information, you may contact the Investor Relations Division through +351 800 914 914.

The next General Shareholders Meeting will be held on 22 May 2025, for the presentation and approval of the 2024 Full Year results.

According to the regulations of the Portuguese Securities Market Commission (CMVM), Millennium bcp publishes results quarterly and issues official statements regarding material information whenever necessary. For more information about the quarterly information, please click here.

The Group's Annual Report is published annually. The Group also publishes the half year report and interim reports. To see the latest reports, please click here.

Millennium bcp offers a feature on its website that allows all investors and shareholders to listen to the earnings presentation.

Since January 1, 2005, the Group's consolidated accounts are presented in accordance with International Financial Accounting Standards (IFRS).

In addition to being subject to supervision by the Bank of Portugal and by the Portuguese Securities Market Commission (CMVM), the Group's accounts are audited by an external Auditor, KPMG & Associados, Sociedade de Revisores Oficiais de Contas, S.A., represented by:
- Miguel Pinto Douradinha Afonso (ROC n. 1454) - Effective
- Vítor Manuel da Cunha Ribeirinho (ROC n. 1081) - Alternate

Additionally, the Group's operations are subject to the legislation and regulatory supervision of the countries where it operates.

All Annual Reports of Millennium bcp are available on the "Annual Reports" section of this website. To access this page click here.

BCP paid dividends in 2024, with a payment of 0.0170€ per share regarding the 2023 results distribution. BCP announced a dividend payout of 50% on 2024 results, to be paid in 2025, to which will be added 200 million euros from a share buyback program, bringing the total distribution to shareholders to 72% of the consolidated net result.

TThe dividends of BCP's shares are paid in Euros.

Dividends paid by Millennium bcp since 2000 are detailed in "Dividend" section of this website. To access this page click here.