Ratings
| |
Moody's | |
Standard & Poor's |
|
Intrinsic | Baseline Credit Assessment/ Adjusted BCA | baa2/ Baa2 | | Stand-alone credit profile (SACP) | bbb+ |
|
LT/ST | Counterparty Risk Assesment LT/ST | A2 / P-1 (cr) | | Resolution Counterparty Credit Rating LT/ST | A-/A2 |
| Counterparty Risk LT/ST | A2 / P-1 | | Issuer Credit Rating LT/ST | BBB+ / A-2 |
| Deposits LT/ST
(Investment Grade) | A2 / P-1 | | Senior Debt
(Investment Grade) | BBB+ |
| Senior Debt LT/ST
(Investment Grade) | Baa1 / P-2 | | Senior Non Preferred | BBB |
| Senior Non Preferred | Baa2 | Outlook | Stable |
| Outlook deposits / senior | Stable/Stable | | |
|
Others | Subordinated debt - MT | (P) Baa3 | | Subordinated debt | BBB- |
| Subordinated debt | Baa3 | | | |
| Other short term debt | P (NP) | | | |
| Covered bonds | Aaa | | | |
| |
Fitch Ratings | |
DBRS |
|
Intrinsic | Viability Rating | bbb | | Intrinsic | A (low) |
| Support | ns | | Critical obligations | A (high) / R-1 (middle) |
|
LT/ST | Issuer Default Rating LT/ST
(Investment Grade) | BBB / F2 | | Deposits LT/ST
(Investment Grade) | A / R-1 (low) |
| Deposits LT/ST
(Investment Grade) | BBB+ / F2 | | Senior Debt LT/ST
(Investment Grade) | A (low) / R-1 (low) |
| Senior Debt LT/ST
(Investment Grade) | BBB / F2 | | Senior Non-Preferred | BBB (high) |
| Senior Non-Preferred | BBB- | | Trend | Stable |
| Outlook | Positive | | | |
|
Others | Subordinated Debt Lower Tier 2 | BB+ | | Subordinated Debt | BBB |
| Additional Tier 1 | BB- | | Additional Tier 1 | BB (high) |
| Covered Bonds | AAA | | | |
Senior debt Ratings
Last rating action on October 1, 2025
