Ratings
| Moody's | | Standard & Poor's |
Intrinsic | Baseline Credit Assessment/ Adjusted BCA | baa3/ Baa3 | | Stand-alone credit profile (SACP) | bbb+ |
LT/ST | Counterparty Risk Assesment LT/ST | A3 / P-2 (cr) | | Resolution Counterparty Credit Rating LT/ST | BBB / A-2 |
Counterparty Risk LT/ST | A3 / P-2 | | Issuer Credit Rating LT/ST | BBB+ / A-2 |
Deposits LT/ST (Investment Grade) | A3 / P-2 | | Senior Debt (Investment Grade) | BBB+ |
Senior Debt LT/ST (Investment Grade) | Baa1 / P-2 | | Senior Non Preferred | BBB |
Senior Non Preferred | Baa3 | Outlook | Stable |
Outlook deposits / senior | Positive/Stable | | |
Others | Subordinated debt - MT | (P) Ba1 | | Subordinated debt | BBB- |
Subordinated debt | Ba1 | | | |
Other short term debt | P (NP) | | | |
Covered bonds | Aaa | | | |
| Fitch Ratings | | DBRS |
Intrinsic | Viability Rating | bbb | | Intrinsic | BBB (high) |
Support | ns | | Critical obligations | A (low) / R-1 (low) |
LT/ST | Issuer Default Rating LT/ST (Investment Grade) | BBB / F2 | | Deposits LT/ST (Investment Grade) | A (low) / R-1 (low) |
Deposits LT/ST (Investment Grade) | BBB+ / F2 | | Senior Debt LT/ST (Investment Grade) | BBB (high) / R-1 (low) |
Senior Debt LT/ST (Investment Grade) | BBB / F2 | | Senior Non-Preferred | BBB |
Senior Non-Preferred | BBB- | | Trend | Stable |
Outlook | Positive | | | |
Others | Subordinated Debt Lower Tier 2 | BB+ | | Dated Subordinated Notes | BBB (low) |
Additional Tier 1 | BB- | | Additional Tier 1 | BB (low) |
Covered Bonds | AAA | | | |
Senior debt Ratings
Last rating action on March 31, 2025