Banco Comercial Português, with its decision centre in Portugal, operates and acts with respect for people and institutions, focusing on the Customer, pursuing a mission of excellence, trust, ethics and responsibility, being a distinguished leader in various financial business areas in the Portuguese market and a benchmark institution on an international level.

The Group, under Millennium brand, carries out a wide variety of banking services and financial activities in Portugal and abroad, where it is present in the following markets: Poland, Mozambique, Angola (through its associate BMA) and China (Macao). The Group also ensures its international presence through representation offices and/or commercial protocols.

In Portugal, Millennium bcp is focused on the retail and corporate markets, providing services to its Customers in a segmented manner. The Bank provides products to Customers through its branch network and digital channels, offering a wide range of products and services.

Millennium bcp is the largest private banking institution in terms of business volumes in Portugal, assuming a leading and prominent position in various financial products and services as well as in different market segments, with its activity based on a modern branch network with wide coverage at a national level. In addition, the Bank has remote banking channels (banking service by telephone, Mobile Banking and Internet), which act as distribution points for its financial products and services.

The activity in the domestic market is focused on retail and corporate banking, which is segmented to better serve Customer's needs, both through a value proposition based on innovation and speed targeting Mass-Market Customers, and through innovation and personalised service management for Prestige, Business Customers, Companies, Corporate and Large Corporate. Retail banking also operates through ActivoBank, a bank aimed at young Customers, who are intensive users of new communication technologies and prefer a banking relationship based on simplicity and who value innovative products and services.

At the end of December 2025, Millennium bcp continued to be the largest Portuguese privately-owned bank on business volumes and with a relevant position in the countries where it operates.

On 31 December 2025, operations in Portugal accounted for 64% of total assets, 69% of total gross loans to Customers and 67% of total customer funds. At the end of December 2025, the Bank, in Portugal, had more than 2.8 million active Customers and market shares of 16.4% of loans to Customers and 18.6% of customer deposits.

Main awards received

Portugal
Millennium bcp

• Consumer Choice 2026, "Large Banks" category
• Millennium App was distinguished with the "Product of the Year" Award
• Winner of the Five Star Award 2026 in the "Large Banks" category
• "Best Private Bank in Portugal," in the Global Private Banking Awards 2025
• "Best Bank in Trade Finance" in Portugal for Euromoney Magazine
• "Best Investment Bank" in Portugal for Global Finance

Activo Bank

• Consumer Choice 2026 in the "Digital Bank" Category
• Five Star Award in the "Digital Banking" category
• "The Right Choice" Award for "Current Accounts" and for "ETF Investments" by DECO PROteste

Poland
Bank Millennium

• "Best Digital Bank" in Poland, in 2025, for Global Finance magazine
• First place in Forbes' "Affluent Segment in Poland" ranking
• Second position in Forbes' "Companies Friendly Bank" ranking
• "Best Digital Bank for Consumers 2025" for Euromoney

Mozambique
Millennium bim

• "Best Digital Bank 2025" in Mozambique for Global Finance magazine
• "Best Bank in Mozambique" within the scope of the Euromoney Awards for Excellence 2025
• Global Finance Magazine recognized Millennium bim as "Best Consumer Digital Bank"
• "Best Private Bank" in Mozambique for Global Finance

Note: These awards are the exclusive responsibility of the entities that awarded them.