Banco Comercial Português, with its decision centre in Portugal, operates and acts with respect for people and institutions, focusing on the Customer, pursuing a mission of excellence, trust, ethics and responsibility, being a distinguished leader in various financial business areas in the Portuguese market and a benchmark institution on an international level.

The Group, under Millennium brand, carries out a wide variety of banking services and financial activities in Portugal and abroad, where it is present in the following markets: Poland, Mozambique, Angola (through its associate BMA) and China (Macao). The Group also ensures its international presence through representation offices and/or commercial protocols.

In Portugal, Millennium bcp is focused on the retail and corporate markets, providing services to its Customers in a segmented manner. The Bank provides products to Customers through its branch network and digital channels, offering a wide range of products and services.

Millennium bcp is the largest private banking institution in terms of business volumes in Portugal, assuming a leading and prominent position in various financial products and services as well as in different market segments, with its activity based on a modern branch network with wide coverage at a national level. In addition, the Bank has remote banking channels (banking service by telephone, Mobile Banking and Internet), which act as distribution points for its financial products and services.

The activity in the domestic market is focused on retail and corporate banking, which is segmented to better serve Customer’s needs, both through a value proposition based on innovation and speed targeting Mass-Market Customers, and through innovation and personalised service management for Prestige, Business Customers, Companies, Corporate and Large Corporate. Retail banking also operates through ActivoBank, a bank aimed at young Customers, who are intensive users of new communication technologies and prefer a banking relationship based on simplicity and who value innovative products and services.

At the end of December 2023, Millennium bcp continued to be the largest Portuguese privately-owned bank on business volumes and with a relevant position in the countries where it operates.

On 31 December 2023, operations in Portugal accounted for 66% of total assets, 68% of total loans to Customers (gross) and 70% of total customer funds. The Bank had over 2.7 million active Customers and market shares of 16.8% of loans to Customers and 19.0% of customer deposits.

Main awards received

Portugal
Millennium bcp

• Consumer's Choice 2025 in the "Large Banks" category
• Five Stars Award 2024 winner in the "Big Banks” category
• App Millennium awarded "2023 Product of the Year"
• "Main Bank for companies" in the Data E 2023 Study
• “Best Private Bank for Self- Directed Investments” in Europe by Wealth Management magazine
• Winner of the Marketeer award in “Bank and Finance” category
• "Best Digital Bank 2023" in Portugal to Global Finance
• "Best Investment Bank 2023" in Portugal to Global Finance
• "Number 1 Bank of Innovative Companies" supporting 421 companies to achieve the COTEC Innovative award.
• "Bank with the Best Service" in Portugal in the Treasury Management category by Euromoney Magazine
• Market Leader in “Trade Finance” according to Euromoney Magazine

Activo Bank

• Consumer's Choice 2024 in the "Digital Bank" category
• Five Stars Award 2024 winner in the " Digital Banks” category

Mozambique
Millennium bim

• "Best Digital Bank 2023" in Mozambique according to Global Finance magazine
• "Best Private Bank" in Mozambique, in 2023 to Global Finance
• "Best Bank in Mozambique" in 2023 to Global Finance
• "Best Consumer Mobile App" in Mozambique in 2023 to Global Finance

Poland
Bank Millennium

• "Best Bank" in Poland, in 2023, to Global Finance magazine
• Distinguish with the "CSR Golden Leaf Award" for Corporate Social Responsibility Practices
• Second place in the Forbes "Poland’s Best Employers 2023" in the Banking and Financial Services category
• Distinguished with the “Golden Bank 2023” title
• “Service Quality Star” being Millennium brand recommend by consumers in Poland
• "Best Digital Bank" 2023 according with Global Finance
• Second place in the Forbes “Companies Friendly Bank” ranking
• Winner of 2023 “Newsweek Friendly Banking" ranking

Note: These awards are the exclusive responsibility of the entities that awarded them.