GENERAL UTILIZATION RULES

Without prejudice to the particular rules for the provision of banking services set down on specific documentation for each case and accepted by the customer, the access to and utilization of information and services within www.millenniumbcp.mo is subject to the following general rules:

1. The analyses, estimates, projections, opinions, comments and other similar elements contained on the Macau Home-Banking platform, are merely informative and private and provided as a helping tool, thus should and might not trigger or justify any action or omission or sustain any transaction or replace the users’ own judgment or the recourse to consultants or experts on the relevant matter, the users being the sole responsible party for their actions and omissions. 

2. The fiscal information is aimed at private utilization as a helping means of knowledge and does not preclude the recourse to experts, lawyers and official services for the resolution of any particular issue. The Macau Branch does not guarantee its correctness or its rigorous update, thus declining any liability for the usage to be given to the said information.

3. The information related to legal regulations or contents of juridical nature was obtained from sources considered dependable and competent. However, the Macau Branch does not guarantee its correctness or its rigorous update.

4. The information related to financial instruments does not represent recommendations or selling advices, unless otherwise expressly stated, and never exclude the consultation of all legally binding documents prior to the carrying out of transactions by the users. Specifically, the information concerning investment funds does not preclude the reading of the prospects and management rules thereof, and the information on financial instruments traded in secondary markets does not exempt the customer from looking through periodical information and prospects if mandatory.

5. All contents provided by duly identified external suppliers to Macau Branch, are of the full responsibility of those entities. The Macau Branch seeks to select the most reliable and credible contents, albeit not guaranteeing their rigorous update.

6. All services supplied by duly identified external suppliers to Macau Branch, although the contact between them and the customers had been, somehow, facilitated by the Branch, are of the exclusive responsibility of those entities, and the Branch declines any liability for any losses or material damages directly or indirectly arising from the use of said services.

7. All contents duly identified as not deriving from external parties provided through Millenniumbcp.mo constitute protected intellectual property of Macau Branch, including information, texts, tools and the graphical design of the internet pages of the Home-banking service.

8. All information and, in general, all contents and processes available on www.millenniumbcp.mo can be altered without prior notice, with the exception of those legally mandatory.

9. The total or partial reproduction of any content from the site www.millenniumbcp.mo or its utilization with professional or commercial aim without express authorization of the owner is strictly prohibited.